Insurance for the costs of legal defense, damages, awards, and settlements generating from allegations of wrongful acts pursued against an entity's board of directors or officers.
Professionals operate in an ever-increasing litigious environment and may find themselves one day subject to allegations by disconsolate clients who allege harm by their actions and inactions. E&O Insurance can be customized to a particular profession and to the hazards which often confront them. Business and service professionals are inherently exposed to liabilities. The cost the uninsured professional may incur to defend even a very superficial allegation could leave them in financial ruin.
Insurance for costs of defending and for damages related to wrongful employment-related allegations such as Discrimination, Harassment, Retaliation, or Wrongful Termination arising from the employer-employee relationship.