Based in Upper Arlington, a central Ohio suburb of Columbus, Protected World Insurance Agency follows a clear process to best understand your insurance needs for your home or condo property. Protected World Insurance Agency is here to help you find the right insurance for your personal property. Whether you own a home, condo, or have rental properties, our agency will work with you to select the correct policy coverages and features to best suit your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.
The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild the home you own than to buy a new one. We’ll diligently estimate the replacement cost for your home and consult with you about your property and contents and make adjustments to your policy limits from time to time as necessary.
Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm. Condominium insurance policies cover your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.
Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home. Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part.
The Right Coverage. The Right Price. The Right Value The amount you pay for your homeowners insurance depends on many factors. Think of your personal housing situation, and the assets you want to protect.