Classic and Exotic Car Insurance

Classic and Antique Car Insurance

Luxury, Exotic, High-Performance

It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years. Not all classic or antique cars are used the same, so Protected World Insurance Agency will work with you to select the correct policy. To best accommodate your coverage needs, we ask that you provide us with specifics to each vehicle on the policy: miles driven, vehicle age, vehicle modifications, garaging location, and other performance specs.
Here are some features you should look for when shopping for classic car insurance:
•Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.

• Low Rates: Why pay full-time insurance when you driver your collector car only part-time.

• Coverage Options: Not all collector cars are the same, so Protected World Insurance Agency will work with you to correctly match coverage and coverage limits to meet your specific needs.

• Generous Mileage: You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.

• Roadside Assistance: Whether on a classic rally through the canyons, or just down the street from your home, you’ll want this coverage that can flatbed tow the vehicle to your closest qualified and trusted repair professional.

Contact Protected World Insurance Agency to best determine the correct classic or exotic car insurance coverage by calling us today.
Central Ohio's full service exclusive auto insurance agency's telephone number is +1(614)488-2700.
You may also reach insurance agent Spencer Hawkins, CFP^® by email here:

Standard Auto

Non-Standard Auto

Antique & Classic Car

High Performance & Exotic

Commercial Auto

Ohio - What is the proper coverage and coverage limits for your auto insurance?
Along with state requirements, your auto finance or leasing company may require you carry:

• Liability coverage

– to pay for losses you cause others

• No-fault coverage

– to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault

• Collision insurance

- to pay for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

• Comprehensive Insurance

- or OTC (Other Than Collision) to pay for damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible).