Auto Insurance

Protected World Insurance Agency represents a world of auto insurance companies to match the appropriate policy for any vehicle and driver.

Based in Upper Arlington, a central Ohio suburb northwest of Columbus, Protected World Insurance Agency understands the auto insurance needs of our customers. A correctly written auto insurance policy will provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. Your policy will also help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.

Every person, family, and business has their own unique needs - Contact Protected World Insurance Agency to best determine the correct car insurance coverage by calling us today.

Central Ohio's full service exclusive auto insurance agency's telephone number is +1(614)488-2700.
You may also reach insurance agent Spencer Hawkins, CFP^® by email here:

We write car insurance in Ohio, Michigan, and Maryland and would be honored to help you secure the correct policy coverage.

Standard Auto

Non-Standard Auto

Antique & Classic Car

High Performance & Exotic

Commercial Auto

Ohio - What is the proper coverage and coverage limits for your auto insurance?
Along with state requirements, your auto finance or leasing company may require you carry:

• Liability coverage

– to pay for losses you cause others

• No-fault coverage

– to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault

• Collision insurance

- to pay for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

• Comprehensive Insurance

- or OTC (Other Than Collision) to pay for damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible).